Company Name:VMARK LIMITED

Address: FLAT 510A, 5/F, WUI WAH FACTORY BUILDING, 41 WING HONG STREET, CHEUNG SHA WAN HONG KONG

Email: team@finsavvylab.com

DBA:

These Terms & Conditions (“Terms”) constitute a legally binding agreement between VMARK LIMITED (“we,” “our,” “us”) and the customer (“you,” “your”) in relation to the purchase of e-learning content from our website.

One-Off Purchase & Access

All payments made to us are for a one-off purchase and grant you non-transferable, single-user access to the specific e-learning materials purchased.

Pricing

Prices for e-learning materials are stated in HK$, JPY, USD and are subject to change without prior notice.

Payment Requirement

Full payment is required before the e-learning materials are sent to you.

Purchase Confirmation

Confirmation of purchase, including the e-learning materials or download instructions, will be sent to your registered email address after checkout.

Agreement to Terms

By purchasing our e-learning materials, you confirm that you have read, understood, and agreed to these Terms in full.

Limitation of Liability

• We do not guarantee specific learning outcomes from any e-learning materials.
• To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, or consequential damages arising from the use of our materials.
• Our total liability in any circumstance is limited to the amount paid for the purchased e-learning materials.

Governing Law

These policies are governed by and construed in accordance with the laws of Hong Kong. All disputes will be subject to the exclusive jurisdiction of the courts in Hong Kong.